Share a flat
Shared rooms are the cheapest option; a studio costs much more than €850.
🇫🇮 Uusimaa, Finland
Cost of Living in Helsinki & Espoo
Finland's capital region and gaming/tech hub. Here's a realistic monthly budget for an Indian student in Helsinki & Espoo — rent, food, transport and insurance — in EUR and rupees.
- Rent €550 – €850/month
- Total €1,073 – €1,373/month
- ≈ ₹1.2 lakh – ₹1.5 lakh/month
- 2 universities
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Quick answer
How much does it cost to live in Helsinki & Espoo as a student?
Budget €1,073 – €1,373 a month (about ₹1.2 lakh – ₹1.5 lakh), or €12,900 – €16,500 a year. Rent for a room in shared housing is the biggest cost at €550 – €850. 1 of the 2 cities we track in Finland have lower rents.
Ask on WhatsAppUpdated · Reviewed by the Visa Edu Loans admissions & finance desk
Helsinki & Espoo budget at a glance
- Room in shared housing
- €550 – €850 a month
- Monthly budget
- €1,073 – €1,373
- Yearly budget
- €12,900 – €16,500
- In rupees (a year)
- ₹14 lakh – ₹18 lakh
- Health cover
- Private insurance for the residence permit plus the FSHS student health fee
- Getting around
- Student discounts on regional transport
- Exchange rate used
- €1 ≈ ₹109
Monthly budget
Student budget in Helsinki & Espoo
Planning estimates for 2026 — rents move quickly, so check live listings before you sign.
Compare
Helsinki & Espoo vs other student cities in Finland
Universities
Universities in Helsinki & Espoo
Save money
Cutting costs in Helsinki & Espoo
Cook at home
Groceries for about €300 a month — Indian grocery stores are common in big cities.
Use student transport
Student discounts on regional transport
Work part-time
Up to 30 hours a week on average during term
FAQs
Frequently asked questions
Still have a question?
Ask a counsellor directly — we reply on WhatsApp during working hours (Mon–Sat, 9 AM–6 PM IST).
About €1,073 – €1,373 (₹1.2 lakh – ₹1.5 lakh), including rent.
A room in shared housing usually costs €550 – €850 a month.
Part-time work (up to 30 hours a week on average during term) helps, but it rarely covers everything — plan savings or a loan for living costs.
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Universities
Universities in Helsinki & Espoo
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