Beat the 28-day rule
A compliant loan letter can replace the 28-day bank balance requirement — useful when funds are tight.
Education loan · UK
Education Loan for UK: Compare lenders, get sanctioned faster
Studying in the UK typically costs ₹25–45 lakh for a 1-year master's. We compare secured, collateral-free and international lenders for your university and course, prepare your documents and get a sanction letter ready for your visa.
- Loan letter accepted by UKVI*
- Fast sanctions for CAS deadlines
- Secured & unsecured options
- 1-year master's financing
Check your UK loan eligibility
Reply on WhatsApp with your checklist and next steps
Multiple lenders, one application
Banks, NBFCs and international lenders compared side by side.
Collateral-free options
Unsecured loans where your university and course qualify.
Visa-ready sanction
UKVI accepts an education loan letter from a regulated lender instead of holding funds for 28 days, if it meets the Home Office requirements.
Parent-friendly guidance
Clear explanation of EMIs, moratorium, margin money and fees.
Talk to an expert
Book a consultation call
Get a senior counsellor's advice on your exact case before you decide.
Quick Expert Call
One focused question, answered fast
₹355 15 min call
- Call-back within 30 minutes (working hours)
- 15-minute call with a senior counsellor
- One topic: admission, loan, visa or funds
- Checklist and next steps on WhatsApp
Recommended
Profile & Shortlist Consultation
Know exactly where you stand
₹755 30 min call
- 30-minute call with a senior counsellor
- Profile evaluation and admit chances
- Country and 5–8 university options
- Cost and education loan estimate
- Written summary on WhatsApp
Premium Strategy Session
Your complete study abroad plan, with parents
₹1,155 45–60 min call
- 45–60 minutes with a senior counsellor
- Parents welcome on the call
- Full university shortlist with costs
- Loan, visa and application timeline
- Written study abroad plan
- 7 days of WhatsApp follow-up questions
Consultation fee is adjusted against any paid service or package you take within 30 days.
How it works
Simple, step-by-step process
- 01
Eligibility check
Share your admit, course, loan need and co-applicant details — takes 2 minutes.
- 02
Lender match
We shortlist 2–3 lenders that fit your university, course and collateral.
- 03
Documents & application
One checklist; we prepare and submit to the lenders for you.
- 04
Sanction letter
Sanction timed for your I-20, CAS, GIC or visa proof of funds.
- 05
Disbursal
Fees paid to the university; living costs released as per schedule.
Details
Cost and loan snapshot: UK
Indicative figures for 2026–27; exchange rates and fees change.
| Item | Approximate amount |
|---|---|
| Tuition (1-year master's) | ≈ ₹17–45 lakh |
| Living costs (12 months) | ≈ ₹14–20 lakh |
| Typical loan amount | ₹20–45 lakh |
| UKVI living funds | £1,483/month London or £1,136/month elsewhere (up to 9 months) |
Documents
Documents lenders usually ask for
- Admission / offer letter and fee structure
- Student and co-applicant PAN, Aadhaar, passport
- Class 10, 12 and degree marksheets; test scores
- Co-applicant income: salary slips + Form 16, or ITRs for 2–3 years
- Bank statements for the last 6 months
- Collateral papers (only for secured loans)
Good to know
What to know about loans for UK
Time it with your CAS
Universities often want a deposit and proof of funds before issuing the CAS; start the loan early.
Short course, short moratorium
1-year courses mean repayment starts sooner — plan EMIs from day one.
FAQs
Frequently asked questions
Yes, if it is from a regulated financial institution and meets UKVI's requirements (amount, date, student name, and that funds will be available before you travel).
Typically ₹20–45 lakh, depending on tuition, city (London is costlier) and your savings.
Share your details through the eligibility form, or book a consultation call for a detailed loan plan. We confirm the scope and any fee in writing before we begin.
Unsecured loans can be sanctioned in days when documents are complete; secured loans take longer because of property checks.
Interest on an education loan is deductible under Section 80E for up to 8 years from when repayment starts.
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Talk to an expert
Get your UK education loan sorted
Share a few details and our team will reply with a checklist, timeline and fixed fee — before you commit.
Mon–Sat, 9 AM–6 PM IST