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🇺🇸 New Jersey, USA

Cost of Living in Newark & North Jersey

North Jersey suburbs and Newark, with trains into New York City. Here's a realistic monthly budget for an Indian student in Newark & North Jersey — rent, food, transport and insurance — in USD and rupees.

  • Rent $800 – $1,200/month
  • Total $1,718 – $2,118/month
  • ≈ ₹1.6 lakh – ₹2 lakh/month
  • 3 universities

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Quick answer

How much does it cost to live in Newark & North Jersey as a student?

Budget $1,718 – $2,118 a month (about ₹1.6 lakh – ₹2 lakh), or $20,600 – $25,400 a year. Rent for a room in shared housing is the biggest cost at $800 – $1,200. 96 of the 122 cities we track in the USA have lower rents.

Ask on WhatsAppUpdated · Reviewed by the Visa Edu Loans admissions & finance desk

Official sources: travel.state.gov — Student visa

Newark & North Jersey budget at a glance

Room in shared housing
$800 – $1,200 a month
Monthly budget
$1,718 – $2,118
Yearly budget
$20,600 – $25,400
In rupees (a year)
₹19 lakh – ₹24 lakh
Health cover
University student health plans usually cost $2,000–4,000 a year and are often compulsory
Getting around
Many universities include a bus pass; big cities have monthly transit passes
Exchange rate used
$1 ≈ ₹94

Monthly budget

Student budget in Newark & North Jersey

Planning estimates for 2026 — rents move quickly, so check live listings before you sign.

Student budget in Newark & North Jersey
ExpensePer month (USD)In rupees
Rent (room in shared housing)$800 – $1,200₹0.8 lakh – ₹1.1 lakh
Food and groceries$400₹0.4 lakh
Local transport$70₹0.1 lakh
Utilities and internet$80₹0.1 lakh
Mobile phone$40₹0 lakh
Personal and leisure$120₹0.1 lakh
Health insurance (monthly share)$208₹0.2 lakh
Total a month$1,718 – $2,118₹1.6 lakh – ₹2 lakh

Compare

Newark & North Jersey vs other student cities in the USA

Newark & North Jersey vs other student cities in the USA
CityRoom a monthYearly budget
Newark & North Jersey (this page)$800 – $1,200$20,600 – $25,400
Chicago$800 – $1,300$20,600 – $26,600
Philadelphia$800 – $1,200$20,600 – $25,400
New Brunswick$800 – $1,200$20,600 – $25,400
Denver$800 – $1,200$20,600 – $25,400
Ann Arbor$800 – $1,200$20,600 – $25,400
Ithaca$800 – $1,200$20,600 – $25,400

Universities

Universities in Newark & North Jersey

Universities in Newark & North Jersey
UniversityTuition a yearTotal in ₹
Montclair State University$20,000 – $28,000₹83 lakh – ₹1 crore
FDU$25,000 – $32,000₹93 lakh – ₹1.07 crore
NJIT$28,000 – $35,000₹98 lakh – ₹1.13 crore

Save money

Cutting costs in Newark & North Jersey

Share a flat

Shared rooms are the cheapest option; a studio costs much more than $1,200.

Cook at home

Groceries for about $400 a month — Indian grocery stores are common in big cities.

Use student transport

Many universities include a bus pass; big cities have monthly transit passes

Work part-time

Up to 20 hours a week on campus during semesters; off-campus work only through CPT/OPT

FAQs

Frequently asked questions

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Ask a counsellor directly — we reply on WhatsApp during working hours (Mon–Sat, 9 AM–6 PM IST).

About $1,718 – $2,118 (₹1.6 lakh – ₹2 lakh), including rent.

A room in shared housing usually costs $800 – $1,200 a month.

Part-time work (up to 20 hours a week on campus during semesters; off-campus work only through CPT/OPT) helps, but it rarely covers everything — plan savings or a loan for living costs.

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