Choose the university on value
Dalhousie University costs about ₹43 lakh less in total than University of Toronto. Rankings matter, but compare the total, not just tuition.
12 universities · 12 cities · in rupees
Cost of Studying in Canada for Indian Students
What a master's in Canada really costs in rupees — tuition, rent and daily living, visa and travel — worked out university by university, with the loan and EMI most families plan for.
- Total ≈ ₹65 lakh – ₹1.33 crore
- Typical ≈ ₹87 lakh
- Tuition CAD 25,000 – CAD 70,000 a year
- Typical loan ≈ ₹69 lakh
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Quick answer
How much does it cost to study in Canada from India?
A master's in Canada costs an Indian student about ₹65 lakh – ₹1.33 crore in total across the 12 universities we track, with a typical figure of about ₹87 lakh. That covers tuition (CAD 25,000 – CAD 70,000 a year), living costs of CAD 21,000 (Halifax) to CAD 25,000 (Toronto) a year, and one-time visa and travel costs of ₹2 lakh – ₹3.5 lakh. Most families fund about 80% with an education loan — roughly ₹69 lakh on a typical budget.
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Canada costs at a glance
- Tuition (international)
- CAD 25,000 – CAD 70,000 a year
- Living costs
- CAD 21,000 – CAD 25,000 a year
- Typical master's length
- 2 years
- One-time costs
- ₹2 lakh – ₹3.5 lakh
- Total for Indian students
- ₹65 lakh – ₹1.33 crore
- Planning exchange rate
- CAD 1 ≈ ₹68
By university
What a master's costs at 12 universities in Canada
Lowest to highest total. Planning rate, rounded from mid-2026 market levels — we recalculate with the live rate. Tuition varies by program — your offer letter's figure is what lenders use.
Living costs
Living costs by city in Canada
Rent, food, local transport and insurance for one student. Planning figures; shared housing costs less.
Typical budget
A typical 2-year master's budget in Canada
Median of the 12 universities above.
Save money
How Indian students cut the cost of Canada
Pick a lower-cost city
Living in Halifax instead of Toronto saves about ₹5.4 lakh over 2 years.
Apply early for scholarships
Merit scholarships and fee waivers are often awarded with the admission decision — apply in the first round.
Part-time work
Up to 24 hours/week off campus during academic sessions. Plan it as pocket money, not as tuition funding.
Watch the exchange rate
A 5% fall in the rupee adds about ₹4.3 lakh to a typical budget. Pay large fees when the rate is favourable and keep a buffer.
Visa funds
Money you must show for the Canada student visa
Show first-year tuition plus IRCC's living-cost amount (updated periodically) and travel costs. Many students use a GIC for the living-cost part and a loan sanction letter or bank statements for tuition.
An education loan sanction letter usually counts as proof of funds, which is why most families arrange the loan before applying for the visa.
Repayment
EMI on a ₹69 lakh education loan
About 80% of a typical budget. EMIs start after the course and moratorium; rates depend on lender and collateral.
FAQs
Frequently asked questions
Still have a question?
Ask a counsellor directly — we reply on WhatsApp during working hours (Mon–Sat, 9 AM–6 PM IST).
About ₹65 lakh – ₹1.33 crore for a master's, typically around ₹87 lakh, including tuition, living and one-time costs at CAD 1 ≈ ₹68.
Dalhousie University in Halifax, at about ₹65 lakh – ₹80 lakh in total. The most expensive is University of Toronto, at ₹97 lakh – ₹1.33 crore.
About ₹1,19,000 a month in Halifax to ₹1,41,667 in Toronto, for rent, food, transport and insurance.
Most families borrow about 70–90% of the total — around ₹69 lakh on a typical budget. The EMI on that is about ₹93,105 a month over 10 years at 10.5%.
Up to 24 hours/week off campus during academic sessions. Earnings help with living costs but don't count much towards visa funds.
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Universities
Cost and loan pages for universities in Canada
- Dalhousie University· ₹65 lakh – ₹80 lakh
- University of Calgary· ₹65 lakh – ₹86 lakh
- McGill University· ₹65 lakh – ₹1 crore
- University of Alberta· ₹71 lakh – ₹93 lakh
- University of Ottawa· ₹71 lakh – ₹93 lakh
- Simon Fraser University· ₹77 lakh – ₹92 lakh
- McMaster University· ₹78 lakh – ₹1 crore
- Western University· ₹78 lakh – ₹1 crore
- Queen's University· ₹78 lakh – ₹1.14 crore
- University of Waterloo· ₹85 lakh – ₹1.2 crore
- University of British Columbia· ₹90 lakh – ₹1.19 crore
- University of Toronto· ₹97 lakh – ₹1.33 crore
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