Choose the university on value
RWTH Aachen University costs about ₹21 lakh less in total than Technical University of Munich. Rankings matter, but compare the total, not just tuition.
12 universities · 10 cities · in rupees
Cost of Studying in Germany for Indian Students
What a master's in Germany really costs in rupees — tuition, rent and daily living, visa and travel — worked out university by university, with the loan and EMI most families plan for.
- Total ≈ ₹29 lakh – ₹61 lakh
- Typical ≈ ₹34 lakh
- Public universities: no tuition
- Typical loan ≈ ₹27 lakh
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Quick answer
How much does it cost to study in Germany from India?
A master's in Germany costs an Indian student about ₹29 lakh – ₹61 lakh in total across the 12 universities we track, with a typical figure of about ₹34 lakh. That covers tuition (no tuition at public universities — only ≈ €700 a year in semester fees — up to €12,000 a year), living costs of €11,904 (Aachen) to €14,400 (Munich) a year, and one-time visa and travel costs of ₹1.8 lakh – ₹3 lakh. Most families fund about 80% with an education loan — roughly ₹27 lakh on a typical budget.
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Germany costs at a glance
- Tuition (international)
- No tuition at public universities — only ≈ €700 a year in semester fees — up to €12,000 a year
- Living costs
- €11,904 – €14,400 a year
- Typical master's length
- 2 years
- One-time costs
- ₹1.8 lakh – ₹3 lakh
- Total for Indian students
- ₹29 lakh – ₹61 lakh
- Planning exchange rate
- €1 ≈ ₹109
By university
What a master's costs at 12 universities in Germany
Lowest to highest total. Planning rate, rounded from mid-2026 market levels — we recalculate with the live rate. Tuition varies by program — your offer letter's figure is what lenders use.
Living costs
Living costs by city in Germany
Rent, food, local transport and insurance for one student. Planning figures; shared housing costs less.
Typical budget
A typical 2-year master's budget in Germany
Median of the 12 universities above.
Save money
How Indian students cut the cost of Germany
Pick a lower-cost city
Living in Aachen instead of Munich saves about ₹5.4 lakh over 2 years.
Apply early for scholarships
Merit scholarships and fee waivers are often awarded with the admission decision — apply in the first round.
Part-time work
140 full days or 280 half days per year. Plan it as pocket money, not as tuition funding.
Watch the exchange rate
A 5% fall in the rupee adds about ₹1.7 lakh to a typical budget. Pay large fees when the rate is favourable and keep a buffer.
Visa funds
Money you must show for the Germany student visa
Open a blocked account with the yearly amount set by German authorities (€11,904 a year as of 2025, released monthly), or show a formal obligation letter or a scholarship.
An education loan sanction letter usually counts as proof of funds, which is why most families arrange the loan before applying for the visa.
Repayment
EMI on a ₹27 lakh education loan
About 80% of a typical budget. EMIs start after the course and moratorium; rates depend on lender and collateral.
FAQs
Frequently asked questions
Still have a question?
Ask a counsellor directly — we reply on WhatsApp during working hours (Mon–Sat, 9 AM–6 PM IST).
About ₹29 lakh – ₹61 lakh for a master's, typically around ₹34 lakh, including tuition, living and one-time costs at €1 ≈ ₹109.
RWTH Aachen University in Aachen, at about ₹29 lakh – ₹31 lakh in total. The most expensive is Technical University of Munich (TUM), at ₹42 lakh – ₹61 lakh.
About ₹1,08,128 a month in Aachen to ₹1,30,800 in Munich, for rent, food, transport and insurance.
Most families borrow about 70–90% of the total — around ₹27 lakh on a typical budget. The EMI on that is about ₹36,432 a month over 10 years at 10.5%.
140 full days or 280 half days per year. Earnings help with living costs but don't count much towards visa funds.
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Universities
Cost and loan pages for universities in Germany
- RWTH Aachen University· ₹29 lakh – ₹31 lakh
- Technical University of Berlin· ₹29 lakh – ₹31 lakh
- Humboldt University of Berlin· ₹29 lakh – ₹31 lakh
- TU Dresden· ₹29 lakh – ₹31 lakh
- Technical University of Darmstadt· ₹32 lakh – ₹34 lakh
- University of Hamburg· ₹32 lakh – ₹34 lakh
- Karlsruhe Institute of Technology (KIT)· ₹34 lakh – ₹35 lakh
- Ludwig Maximilian University (LMU)· ₹35 lakh – ₹36 lakh
- Heidelberg University· ₹37 lakh – ₹38 lakh
- University of Stuttgart· ₹37 lakh – ₹38 lakh
- University of Freiburg· ₹37 lakh – ₹38 lakh
- Technical University of Munich (TUM)· ₹42 lakh – ₹61 lakh
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