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11 universities · 8 cities · in rupees

Cost of Studying in Japan for Indian Students

What a master's in Japan really costs in rupees — tuition, rent and daily living, visa and travel — worked out university by university, with the loan and EMI most families plan for.

  • Total ≈ ₹24 lakh – ₹41 lakh
  • Typical ≈ ₹24 lakh
  • Tuition ¥535,800 – ¥1,500,000 a year
  • Typical loan ≈ ₹19 lakh

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Quick answer

How much does it cost to study in Japan from India?

A master's in Japan costs an Indian student about ₹24 lakh – ₹41 lakh in total across the 11 universities we track, with a typical figure of about ₹24 lakh. That covers tuition (¥535,800 – ¥1,500,000 a year), living costs of ¥1,200,000 (Kyoto) to ¥1,500,000 (Tokyo) a year, and one-time visa and travel costs of ₹1.5 lakh – ₹2.5 lakh. Most families fund about 80% with an education loan — roughly ₹19 lakh on a typical budget.

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Japan costs at a glance

Tuition (international)
¥535,800 – ¥1,500,000 a year
Living costs
¥1,200,000 – ¥1,500,000 a year
Typical master's length
2 years
One-time costs
₹1.5 lakh – ₹2.5 lakh
Total for Indian students
₹24 lakh – ₹41 lakh
Planning exchange rate
¥1 ≈ ₹0.64

By university

What a master's costs at 11 universities in Japan

Lowest to highest total. Planning rate, rounded from mid-2026 market levels — we recalculate with the live rate. Tuition varies by program — your offer letter's figure is what lenders use.

What a master's costs at 11 universities in Japan
UniversityCityTuition a yearTotal in rupees
Kyoto UniversityKyoto¥535,800₹24 lakh – ₹25 lakh
Osaka UniversityOsaka¥535,800₹24 lakh – ₹25 lakh
Tohoku UniversitySendai¥535,800₹24 lakh – ₹25 lakh
Nagoya UniversityNagoya¥535,800₹24 lakh – ₹25 lakh
Kyushu UniversityFukuoka¥535,800₹24 lakh – ₹25 lakh
Hokkaido UniversitySapporo¥535,800₹24 lakh – ₹25 lakh
University of TokyoTokyo¥535,800 – ¥642,960₹28 lakh – ₹30 lakh
Institute of Science TokyoTokyo¥635,400₹29 lakh – ₹30 lakh
Ritsumeikan Asia Pacific UniversityBeppu¥1,300,000₹34 lakh – ₹35 lakh
Waseda UniversityTokyo¥900,000 – ¥1,400,000₹32 lakh – ₹40 lakh
Keio UniversityTokyo¥900,000 – ¥1,500,000₹32 lakh – ₹41 lakh

Living costs

Living costs by city in Japan

Rent, food, local transport and insurance for one student. Planning figures; shared housing costs less.

Living costs by city in Japan
CityPer yearPer month in rupeesBasis
Kyoto¥1,200,000₹64,000Planning figure for a Japanese university city
Osaka¥1,200,000₹64,000Planning figure for a Japanese university city
Sendai¥1,200,000₹64,000Planning figure for a Japanese university city
Nagoya¥1,200,000₹64,000Planning figure for a Japanese university city
Fukuoka¥1,200,000₹64,000Planning figure for a Japanese university city
Sapporo¥1,200,000₹64,000Planning figure for a Japanese university city
Beppu¥1,200,000₹64,000Planning figure for a Japanese university city
Tokyo¥1,500,000₹80,000Tokyo rents

Typical budget

A typical 2-year master's budget in Japan

Median of the 11 universities above.

A typical 2-year master's budget in Japan
ItemTotal in rupeesShare
Tuition₹6.9 lakh28%
Living costs₹15 lakh63%
Visa, travel and setup₹2 lakh8%
Total₹24 lakh100%

Save money

How Indian students cut the cost of Japan

Choose the university on value

Kyoto University costs about ₹12 lakh less in total than Keio University. Rankings matter, but compare the total, not just tuition.

Pick a lower-cost city

Living in Kyoto instead of Tokyo saves about ₹3.8 lakh over 2 years.

Apply early for scholarships

Merit scholarships and fee waivers are often awarded with the admission decision — apply in the first round.

Watch the exchange rate

A 5% fall in the rupee adds about ₹1.2 lakh to a typical budget. Pay large fees when the rate is favourable and keep a buffer.

Visa funds

Money you must show for the Japan student visa

Show funds that cover at least the first year of tuition and living costs, through a loan sanction letter, savings or a scholarship, as your university and the visa authority require.

An education loan sanction letter usually counts as proof of funds, which is why most families arrange the loan before applying for the visa.

Repayment

EMI on a ₹19 lakh education loan

About 80% of a typical budget. EMIs start after the course and moratorium; rates depend on lender and collateral.

EMI on a ₹19 lakh education loan
Rate7 years10 years15 years
9%₹30,569₹24,068₹19,271
10.5%₹32,035₹25,638₹21,003
12%₹33,540₹27,259₹22,803

FAQs

Frequently asked questions

Still have a question?

Ask a counsellor directly — we reply on WhatsApp during working hours (Mon–Sat, 9 AM–6 PM IST).

About ₹24 lakh – ₹41 lakh for a master's, typically around ₹24 lakh, including tuition, living and one-time costs at ¥1 ≈ ₹0.64.

Kyoto University in Kyoto, at about ₹24 lakh – ₹25 lakh in total. The most expensive is Keio University, at ₹32 lakh – ₹41 lakh.

About ₹64,000 a month in Kyoto to ₹80,000 in Tokyo, for rent, food, transport and insurance.

Most families borrow about 70–90% of the total — around ₹19 lakh on a typical budget. The EMI on that is about ₹25,638 a month over 10 years at 10.5%.

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