Choose the university on value
Texas A&M University costs about ₹76 lakh less in total than University of Southern California. Rankings matter, but compare the total, not just tuition.
14 universities · 13 cities · in rupees
Cost of Studying in USA for Indian Students
What an MS in the USA really costs in rupees — tuition, rent and daily living, visa and travel — worked out university by university, with the loan and EMI most families plan for.
- Total ≈ ₹80 lakh – ₹1.9 crore
- Typical ≈ ₹1.47 crore
- Tuition $25,000 – $75,000 a year
- Typical loan ≈ ₹1.18 crore
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Quick answer
How much does it cost to study in the USA from India?
An MS in the USA costs an Indian student about ₹80 lakh – ₹1.9 crore in total across the 14 universities we track, with a typical figure of about ₹1.47 crore. That covers tuition ($25,000 – $75,000 a year), living costs of $16,000 (College Station) to $24,000 (Los Angeles) a year, and one-time visa and travel costs of ₹2.5 lakh – ₹4 lakh. Most families fund about 80% with an education loan — roughly ₹1.18 crore on a typical budget.
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USA costs at a glance
- Tuition (international)
- $25,000 – $75,000 a year
- Living costs
- $16,000 – $24,000 a year
- Typical master's length
- 2 years
- One-time costs
- ₹2.5 lakh – ₹4 lakh
- Total for Indian students
- ₹80 lakh – ₹1.9 crore
- Planning exchange rate
- $1 ≈ ₹94
By university
What an MS costs at 14 universities in USA
Lowest to highest total. Planning rate, rounded from mid-2026 market levels — we recalculate with the live rate. Tuition varies by program — your offer letter's figure is what lenders use.
Living costs
Living costs by city in USA
Rent, food, local transport and insurance for one student. Planning figures; shared housing costs less.
Typical budget
A typical 2-year MS budget in USA
Median of the 14 universities above.
Save money
How Indian students cut the cost of USA
Pick a lower-cost city
Living in College Station instead of Los Angeles saves about ₹15 lakh over 2 years.
Apply early for scholarships
Merit scholarships and fee waivers are often awarded with the admission decision — apply in the first round.
Part-time work
Up to 20 hours/week on campus during semesters. Plan it as pocket money, not as tuition funding.
Watch the exchange rate
A 5% fall in the rupee adds about ₹7.4 lakh to a typical budget. Pay large fees when the rate is favourable and keep a buffer.
Visa funds
Money you must show for the USA student visa
Show liquid funds covering at least the first-year cost on your I-20 (tuition plus living) through bank statements, an education loan sanction letter, scholarships or sponsor funds. Officers also look at how later years will be funded.
An education loan sanction letter usually counts as proof of funds, which is why most families arrange the loan before applying for the visa.
Repayment
EMI on a ₹1.18 crore education loan
About 80% of a typical budget. EMIs start after the course and moratorium; rates depend on lender and collateral.
FAQs
Frequently asked questions
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Ask a counsellor directly — we reply on WhatsApp during working hours (Mon–Sat, 9 AM–6 PM IST).
About ₹80 lakh – ₹1.9 crore for an MS, typically around ₹1.47 crore, including tuition, living and one-time costs at $1 ≈ ₹94.
Texas A&M University in College Station, at about ₹80 lakh – ₹1.09 crore in total. The most expensive is University of Southern California, at ₹1.6 crore – ₹1.81 crore.
About ₹1,25,333 a month in College Station to ₹1,88,000 in Los Angeles, for rent, food, transport and insurance.
Most families borrow about 70–90% of the total — around ₹1.18 crore on a typical budget. The EMI on that is about ₹1,59,223 a month over 10 years at 10.5%.
Up to 20 hours/week on campus during semesters. Earnings help with living costs but don't count much towards visa funds.
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Universities
Cost and loan pages for universities in USA
- Texas A&M University· ₹80 lakh – ₹1.09 crore
- Purdue University· ₹89 lakh – ₹1.09 crore
- Arizona State University· ₹93 lakh – ₹1.13 crore
- Georgia Institute of Technology· ₹93 lakh – ₹1.22 crore
- University of Texas at Austin· ₹93 lakh – ₹1.22 crore
- University of Illinois Urbana-Champaign· ₹98 lakh – ₹1.28 crore
- University of California, Berkeley· ₹1.32 crore – ₹1.62 crore
- Northeastern University· ₹1.32 crore – ₹1.62 crore
- Carnegie Mellon University· ₹1.4 crore – ₹1.6 crore
- Massachusetts Institute of Technology (MIT)· ₹1.6 crore – ₹1.71 crore
- Stanford University· ₹1.64 crore – ₹1.75 crore
- Harvard University· ₹1.51 crore – ₹1.9 crore
- Columbia University· ₹1.6 crore – ₹1.81 crore
- University of Southern California· ₹1.6 crore – ₹1.81 crore
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