🇩🇪 Germany · Private
Education Loan for IU
How much Indian families usually borrow for IU International University of Applied Sciences, which loan routes fit a ₹45 lakh – ₹55 lakh total cost, and what the EMI looks like.
- Total ≈ ₹45 lakh – ₹55 lakh
- Typical loan ₹32 lakh – ₹50 lakh
- Secured & unsecured options
- Sanction letter for the visa
Talk to an expert
Get a loan plan for IU
A counsellor replies on WhatsApp with your checklist and next steps
Quick answer
How much education loan do I need for IU?
Most Indian students at IU borrow ₹32 lakh – ₹50 lakh of a ₹45 lakh – ₹55 lakh total cost (2-year master's, tuition €8,000 – €12,000 a year). At this cost an unsecured loan from a private bank or NBFC is often enough if the co-applicant's income supports it.
Official sources: IU International University of Applied Sciences — official website
IU loan at a glance
- Total cost
- ₹45 lakh – ₹55 lakh
- Typical loan
- ₹32 lakh – ₹50 lakh
- Tuition
- €8,000 – €12,000 a year
- Living costs used
- €11,904 a year
- Program length
- 2 years
- Funds for the visa
- German national (D) visa for study
What you'll fund
IU total cost in rupees
Loan routes
Loan options for IU
Repayment
EMI on a ₹40 lakh loan
About 80% of the mid-point cost. EMIs start after the course and moratorium.
Process
Loan steps after your IU offer
- 01
Cost sheet
Use the cost on your IU offer letter or I-20/CAS/LOA.
- 02
Compare 2–3 lenders
A secured option, an unsecured option and, where relevant, an international lender.
- 03
Sanction letter
Get it before your German national (D) visa for study application.
- 04
Disbursement
Tuition goes directly to IU; living costs to your account or forex card.
FAQs
Frequently asked questions
Still have a question?
Ask a counsellor directly — we reply on WhatsApp during working hours (Mon–Sat, 9 AM–6 PM IST).
Lenders fund the cost of attendance minus margin money. For IU that usually means ₹32 lakh – ₹50 lakh, depending on savings and scholarships.
Often yes, from NBFCs and private banks, if the co-applicant's income is steady and the university is on the lender's list.
About ₹53,974 a month over 10 years at 10.5%, after the moratorium.
Yes — most lenders fund tuition, living costs (about €11,904 a year), travel and insurance, within the overall limit.
Explore
Keep exploring
Same university
IU
Compare
Education loans for similar universities
Lenders
Education loan lenders for Germany
- SBI education loan for Germany
- Bank of Baroda education loan for Germany
- PNB education loan for Germany
- Canara Bank education loan for Germany
- Union Bank education loan for Germany
- Bank of India education loan for Germany
- HDFC Bank education loan for Germany
- ICICI Bank education loan for Germany
- Axis Bank education loan for Germany
- IDFC FIRST education loan for Germany
- Credila education loan for Germany
- Avanse education loan for Germany
- Auxilo education loan for Germany
- InCred education loan for Germany
- Tata Capital education loan for Germany
- Prodigy Finance education loan for Germany
Talk to an expert
Talk to a counsellor today
Share your profile — we reply with a checklist and next steps. Expert consultations over call start at ₹355.
Mon–Sat, 9 AM–6 PM IST