🇫🇷 Finance · France

Education Loan for Masters in Finance in France

How much Indian students borrow for a Masters in Finance in France, which loan route fits and what the EMI looks like.

Typical loan ₹61 lakh
Total ₹62 lakh – ₹1.47 crore
Secured loan advised
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Quick answer

How much education loan do I need for a Masters in Finance in France?

On our 12 universities offering Finance in France, total costs run from ₹62 lakh – ₹1.47 crore. A typical borrower takes about ₹61 lakh — at that size a secured loan gives the lowest rate and highest limit. The EMI at 10.5% over 10 years is about ₹82,310 a month.

Ask on WhatsAppUpdated October 2026 · Reviewed by the Visa Edu Loans admissions & finance desk

Loan for Masters in Finance in France

Total cost range: ₹62 lakh – ₹1.47 crore
Typical loan: ₹61 lakh
EMI (10.5%, 10 years): ₹82,310 a month
Funds for the visa: VLS-TS long-stay student visa

Costs

Finance costs in France

Finance costs in France
University	Total in ₹
MBS	₹62 lakh – ₹74 lakh
TBS	₹64 lakh – ₹78 lakh
IESEG	₹67 lakh – ₹81 lakh
SKEMA	₹67 lakh – ₹84 lakh
NEOMA	₹68 lakh – ₹83 lakh
Audencia	₹68 lakh – ₹83 lakh
GEM	₹68 lakh – ₹85 lakh
emlyon	₹78 lakh – ₹92 lakh
EDHEC	₹82 lakh – ₹95 lakh
ESCP	₹77 lakh – ₹1.33 crore

Repayment

EMI on a ₹61 lakh loan

EMI on a ₹61 lakh loan
Rate	7 years	10 years	15 years
9%	₹98,143	₹77,272	₹61,870
10.5%	₹1,02,850	₹82,310	₹67,429
12%	₹1,07,682	₹87,517	₹73,210

Lenders

Which lenders fit

Which lenders fit
Lender	Type	Why
SBI	Public sector bank	Low secured rates and very high limits, but slower and collateral-heavy
Bank of Baroda	Public sector bank	Public-bank pricing with a premier list for collateral-free amounts
PNB	Public sector bank	Wide branch network and public-bank rates; margin money applies
Canara Bank	Public sector bank	Strong in South India; public-bank pricing
Union Bank	Public sector bank	Public-bank pricing; large secured limits
Bank of India	Public sector bank	Public-bank pricing for secured loans
HDFC Bank	Private bank	Private-bank speed with secured and unsecured options

FAQs

Frequently asked questions

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Lenders fund up to the full cost of attendance less margin money — commonly ₹49 lakh–₹1.33 crore for this program.

Possible for listed universities with a strong co-applicant, but amounts this large usually need collateral for the best rates.

After the course plus a moratorium (usually 6–12 months); interest may accrue during study.

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