🇺🇸 Aerospace Engineering · USA

Education Loan for MS in Aerospace Engineering in the USA: 2027 guide

How much Indian students borrow for an MS in Aerospace Engineering in the USA, which loan route fits and what the EMI looks like.

Typical loan ₹79 lakh
Total ₹68 lakh – ₹1.71 crore
Secured loan advised
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Quick answer

How much education loan do I need for an MS in Aerospace Engineering in the USA?

On our 14 universities offering Aerospace Engineering in the USA, total costs run from ₹68 lakh – ₹1.71 crore. A typical borrower takes about ₹79 lakh — at that size a secured loan gives the lowest rate and highest limit. The EMI at 10.5% over 10 years is about ₹1,06,599 a month.

Ask on WhatsAppUpdated October 2026 · Reviewed by the Visa Edu Loans admissions & finance desk

Loan for MS in Aerospace Engineering in the USA

Total cost range: ₹68 lakh – ₹1.71 crore
Typical loan: ₹79 lakh
EMI (10.5%, 10 years): ₹1,06,599 a month
Funds for the visa: F-1 student visa

Costs

Aerospace Engineering costs in the USA

Aerospace Engineering costs in the USA
University	Total in ₹
Wichita State	₹68 lakh – ₹79 lakh
UAH	₹79 lakh – ₹91 lakh
KU	₹83 lakh – ₹98 lakh
UCF	₹84 lakh – ₹1.01 crore
University of Cincinnati	₹85 lakh – ₹1 crore
Texas A&M	₹80 lakh – ₹1.09 crore
Florida Tech	₹88 lakh – ₹1.03 crore
Purdue	₹89 lakh – ₹1.09 crore
Virginia Tech	₹97 lakh – ₹1.13 crore
Georgia Tech	₹93 lakh – ₹1.22 crore

Repayment

EMI on a ₹79 lakh loan

EMI on a ₹79 lakh loan
Rate	7 years	10 years	15 years
9%	₹1,27,104	₹1,00,074	₹80,127
10.5%	₹1,33,199	₹1,06,599	₹87,327
12%	₹1,39,457	₹1,13,342	₹94,813

Lenders

Which lenders fit

Which lenders fit
Lender	Type	Why
SBI	Public sector bank	Low secured rates and very high limits, but slower and collateral-heavy
Bank of Baroda	Public sector bank	Public-bank pricing with a premier list for collateral-free amounts
PNB	Public sector bank	Wide branch network and public-bank rates; margin money applies
Canara Bank	Public sector bank	Strong in South India; public-bank pricing
Union Bank	Public sector bank	Public-bank pricing; large secured limits
Bank of India	Public sector bank	Public-bank pricing for secured loans
HDFC Bank	Private bank	Private-bank speed with secured and unsecured options

FAQs

Frequently asked questions

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Lenders fund up to the full cost of attendance less margin money — commonly ₹63 lakh–₹1.54 crore for this program.

Possible for listed universities with a strong co-applicant, but amounts this large usually need collateral for the best rates.

After the course plus a moratorium (usually 6–12 months); interest may accrue during study.

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Programs

Aerospace Engineering in the USA

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