Fall 2027 intake open · Expert call ₹355 →

VisaEduLoans - Dream | Plan | Achieve

UK · Public university

Education Loan for University of Manchester

University of Manchester in Manchester is known for engineering, business, materials. Here's what a 1-year master's costs Indian students in rupees, how much you'll likely borrow, and which loan routes fit.

  • Total ≈ ₹53 lakh – ₹67 lakh
  • Tuition £25,000 – £35,000 a year
  • Typical loan ₹37 lakh – ₹60 lakh
  • Lenders compared for your profile

Talk to an expert

Get a loan plan for University of Manchester

A counsellor replies on WhatsApp with your checklist and next steps

By continuing you agree to be contacted by Visa Edu Loans on WhatsApp and phone about your enquiry. We never share your details. Privacy

Prefer WhatsApp? Message us directly

Quick answer

How much does University of Manchester cost, and how much loan do I need?

A 1-year master's at University of Manchester costs about ₹53 lakh – ₹67 lakh in total for an Indian student: tuition of £25,000 – £35,000 a year, living costs of about £14,052 a year in Manchester, plus one-time visa and travel costs. Most students borrow ₹37 lakh – ₹60 lakh. The exact amount depends on your program's cost sheet, scholarships and family savings.

Ask on WhatsAppUpdated · Reviewed by the Visa Edu Loans loan & visa desk

University of Manchester at a glance

Location
Manchester, UK
Type
Public university
Known for
Engineering, business, materials
Tuition (international)
£25,000 – £35,000 a year
Typical master's length
1 year
Planning exchange rate
£1 ≈ ₹127

Cost in rupees

Total cost of a master's at University of Manchester

Planning rate, rounded from mid-2026 market levels — we recalculate with the live rate. Tuition varies by program — use your offer letter's figure.

Total cost of a master's at University of Manchester
ItemPer yearTotal (1 year)
Tuition£25,000 – £35,000 a year₹32 lakh – ₹44 lakh
Living costs£14,052₹18 lakh
One-time costs—₹3 lakh – ₹4.5 lakh
Total—₹53 lakh – ₹67 lakh

What's included

How these figures are worked out

Tuition

£25,000 – £35,000 a year for international students.

Living costs

£14,052 a year — £1,171 a month — the UKVI living-cost amount outside London (12 months).

One-time costs

₹3 lakh – ₹4.5 lakh: student visa fee, Immigration Health Surcharge, flights, deposits and setup.

Exchange rate

£1 ≈ ₹127. A 5% move in the rupee changes the total by about ₹3 lakh.

Loan plan

Funding a master's at University of Manchester

Funding a master's at University of Manchester
RouteTypical amountWhat you need
Secured loan (public bank)Up to the full cost, minus ~15% marginProperty or deposits; co-applicant
Unsecured loan (private bank / NBFC)Often ₹60 lakh or more for listed universitiesCo-applicant with steady income and good credit
International lenderBased on the programSupported program; no collateral or co-signer
Savings, scholarshipsReduces the loanShown with the loan as proof of funds

Our view

Which loan route fits

At this cost an unsecured loan from a private bank or NBFC is often enough, if the co-applicant's income supports it. Universities of this standing usually appear on lenders' premier lists, which can unlock collateral-free amounts at public banks too — check the current list with each lender. International lenders such as Prodigy Finance support many postgraduate programs at well-known universities; check whether this program is covered.

For the visa: show tuition fees (minus anything already paid) plus living costs of £1,529 a month in London or £1,171 elsewhere, for up to 9 months, held for 28 consecutive days — or an education loan letter from an eligible lender.

Repayment

EMI on a ₹48 lakh loan

About 80% of the mid-point cost. EMIs start after the course and moratorium.

EMI on a ₹48 lakh loan
Rate7 years10 years15 years
9%₹77,228₹60,804₹48,685
10.5%₹80,931₹64,769₹53,059
12%₹84,733₹68,866₹57,608

Timeline

Loan steps after your University of Manchester admit

  1. 01

    Get the cost sheet

    Download University of Manchester's cost of attendance for your program, or use the figure on your offer letter.

  2. 02

    Pick 2–3 lenders

    We match your profile with a secured option, an unsecured option and, if relevant, an international lender.

  3. 03

    Sanction letter

    Get the sanction in time for your CAS and visa funds check.

  4. 04

    Disbursement

    Tuition is paid directly to University of Manchester; living costs go to your account or forex card.

FAQs

Frequently asked questions

Still have a question?

Ask a counsellor directly — we reply on WhatsApp during working hours (Mon–Sat, 9 AM–6 PM IST).

About ₹53 lakh – ₹67 lakh for a 1-year master's, including tuition (£25,000 – £35,000 a year), living costs and one-time costs, at £1 ≈ ₹127.

Lenders fund the cost of attendance minus any margin money. With collateral you can usually borrow most of the ₹53 lakh – ₹67 lakh; unsecured limits depend on the lender's university list and your co-applicant's income.

Often yes, from private banks and NBFCs if the university is on their list and the co-applicant's income is strong.

About ₹64,769 a month over 10 years at 10.5%, after the moratorium.

Show tuition fees (minus anything already paid) plus living costs of £1,529 a month in London or £1,171 elsewhere, for up to 9 months, held for 28 consecutive days — or an education loan letter from an eligible lender.

Talk to an expert

Talk to a counsellor today

Share your profile — we reply with a checklist and next steps. Expert consultations over call start at ₹355.

Mon–Sat, 9 AM–6 PM IST

Request a call back

By continuing you agree to be contacted by Visa Edu Loans on WhatsApp and phone about your enquiry. We never share your details. Privacy

Prefer WhatsApp? Message us directly
Call WhatsApp Loan check Expert ₹355