Existing HDFC Bank customers
Existing HDFC Bank customers
Private bank · 🇬🇧 UK
HDFC Bank Education Loan for the UK
How HDFC Bank's education loan works for Indian students heading to the UK — limits, collateral, rates and what a typical UK loan costs to repay.
- Need-based
- 12.50% a year shown on HDFC Bank's foreign-education rates page
- Example: ₹40 lakh for UK
- We compare 2–3 lenders
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Quick answer
Is HDFC Bank a good choice for an education loan for the UK?
Private-bank speed with secured and unsecured options. HDFC Bank lends for the UK: need-based; large secured loans available. A typical UK master's on our data (Kent, ₹46 lakh – ₹54 lakh) needs about ₹40 lakh; at 10.5% over 10 years the EMI is about ₹53,974 a month.
Ask on WhatsAppUpdated · Reviewed by the Visa Edu Loans admissions & finance desk
Official sources: HDFC Bank — foreign education loan rates and charges
HDFC Bank for the UK
- Loan amount
- Need-based; large secured loans available
- Without collateral
- Unsecured amounts for selected universities and strong profiles
- Collateral
- Property, deposits and other security acceptable to the bank
- Co-applicant
- Parent or guardian as co-borrower
- Interest rate
- 12.50% a year shown on HDFC Bank's foreign-education rates page (checked Nov 2026); pricing is profile-based
- Repayment
- EMIs over up to 15 years depending on the loan
- Processing
- Often 1–3 weeks
Official terms
What HDFC Bank publishes
Quoted from HDFC Bank's own website, checked on 9 November 2026. Lenders revise these often; your sanction letter is final.
Official source: HDFC Bank — foreign education loan rates and charges — rules change; always confirm current requirements.
Repayment
EMI on a ₹40 lakh loan for the UK
Fit
When HDFC Bank suits a UK plan
Faster processing than most public banks
Faster processing than most public banks
Watch out
HDFC Bank is separate from Credila (formerly HDFC Credila), which is now an independent NBFC
- Get the sanction letter before applying for the UK Student visa
- Make sure the sanction covers the funds the visa requires
- Tuition is paid to the university; living costs to your account
- Keep the disbursement schedule aligned with your intake
FAQs
Frequently asked questions
Still have a question?
Ask a counsellor directly — we reply on WhatsApp during working hours (Mon–Sat, 9 AM–6 PM IST).
Need-based; large secured loans available
Unsecured amounts for selected universities and strong profiles
12.50% a year shown on HDFC Bank's foreign-education rates page (checked Nov 2026); pricing is profile-based. Floating or as per the bank's pricing policy.
Explore
Keep exploring
Lenders
Other lenders for the UK
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- PNB education loan for the UK
- Canara Bank education loan for the UK
- Union Bank education loan for the UK
- Bank of India education loan for the UK
- ICICI Bank education loan for the UK
- Axis Bank education loan for the UK
- IDFC FIRST education loan for the UK
- Credila education loan for the UK
- Avanse education loan for the UK
- Auxilo education loan for the UK
- InCred education loan for the UK
- Tata Capital education loan for the UK
- Prodigy Finance education loan for the UK
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