Investment Management
Offered as a track, elective set or dedicated MS at many US universities.
1.5–2 years · Fall (Aug/Sep)
MS in Finance in the USA
A master's in Finance covers corporate finance, investments, financial modelling and risk — a pre-experience alternative to an MBA for finance careers. Here's what Indian students need to know about studying it in the USA — costs, eligibility, intakes, work rights and funding — and how Visa Edu Loans can help you apply.
- University shortlist
- SOP & applications
- Loan for USA
- F-1 student visa file
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Quick answer
MS in Finance in the USA
An MS in Finance in the USA usually takes 1.5–2 years (some 1-year programs), with tuition of $25k–65k a year. Some programs are STEM-designated; others get 12 months OPT. Main intakes are Fall (Aug/Sep), Spring (Jan), limited Summer (May).
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MS in Finance in the USA at a glance
- Degree
- MS in Finance
- Duration
- 1.5–2 years (some 1-year programs)
- Tuition (international)
- ≈ $25,000 – $65,000 per year
- Living costs
- ≈ $12,000 – $22,000 per year depending on city
- Typical total cost
- ₹40–90 lakh for a 2-year MS
- Intakes
- Fall (Aug/Sep), Spring (Jan), limited Summer (May)
- English tests
- IELTS, TOEFL, PTE or Duolingo (as accepted by the university)
- GRE / GMAT
- GRE is optional at many universities but still helps for top programs and funding
- Work during study
- Up to 20 hours/week on campus during semesters
- OPT / STEM
- Some programs are STEM-designated; others get 12 months OPT
Overview
Why study Finance in the USA?
A master's in Finance covers corporate finance, investments, financial modelling and risk — a pre-experience alternative to an MBA for finance careers.
Some US MS Finance programs (often 'Quantitative' or 'Financial Engineering') are STEM-designated; general finance programs usually are not.
The USA also offers largest choice of universities and specialisations, STEM OPT gives up to 3 years of work experience after an eligible degree and research assistantships and teaching assistantships at many universities.
Specialisations
Popular Finance specialisations
Corporate Finance
Offered as a track, elective set or dedicated MS at many US universities.
Financial Risk
Offered as a track, elective set or dedicated MS at many US universities.
Fintech
Offered as a track, elective set or dedicated MS at many US universities.
Quantitative Finance
Offered as a track, elective set or dedicated MS at many US universities.
Eligibility
Entry requirements
Requirements vary by university; these are the usual expectations.
Get this checklist on WhatsApp- Bachelor's: B.Com/BBA
- Bachelor's: B.Tech/BE or B.Sc with strong maths
- Bachelor's: BA Economics
- Prerequisite: Accounting basics
- Prerequisite: Statistics
- Prerequisite: Excel
- English: IELTS, TOEFL, PTE or Duolingo (as accepted by the university)
- GRE/GMAT: GRE is optional at many universities but still helps for top programs and funding
Careers
Careers after Finance in the USA
Timeline
Application timeline for the 2027 intake
- 01
10–12 months before
Take IELTS and GRE if needed; research universities.
- 02
8–10 months before
Finalise the shortlist, write the SOP and request LORs.
- 03
6–8 months before
Submit applications and scholarship forms.
- 04
4–6 months before
Accept an offer, start the education loan (₹30–80 lakh).
- 05
2–4 months before
Apply for the F-1 student visa: receive the I-20 from your university.
- 06
Final month
Forex, fee remittance, insurance, accommodation and travel.
FAQs
Frequently asked questions
Still have a question?
Ask a counsellor directly — we reply on WhatsApp during working hours (Mon–Sat, 9 AM–6 PM IST).
It can be, if the university, cost and career plan line up. The USA offers largest choice of universities and specialisations, and some US MS Finance programs (often 'Quantitative' or 'Financial Engineering') are STEM-designated; general finance programs usually are not. We compare your expected total cost (₹40–90 lakh for a 2-year MS) against realistic starting roles such as Financial Analyst, Investment Banking Analyst and Risk Analyst.
Most universities accept b.Com/BBA, b.Tech/BE or B.Sc with strong maths and BA Economics. Expect prerequisites in accounting basics, statistics and excel, an English test (IELTS, TOEFL, PTE or Duolingo (as accepted by the university)) and — GRE is optional at many universities but still helps for top programs and funding.
Tuition is ≈ $25,000 – $65,000 per year; living costs are ≈ $12,000 – $22,000 per year depending on city. A typical total is ₹40–90 lakh for a 2-year MS, and many students take an education loan of ₹30–80 lakh.
Some programs are STEM-designated; others get 12 months OPT. During studies you can work up to 20 hours/week on campus during semesters.
Common roles include Financial Analyst, Investment Banking Analyst, Risk Analyst, Corporate Finance Associate and Equity Research Analyst. Employers look for financial modelling, excel / Python, valuation and accounting.
USA's intakes are Fall (Aug/Sep), Spring (Jan), limited Summer (May). Start 8–12 months ahead: tests first, then shortlist and SOP, applications, loan and finally the F-1 student visa.
Explore
Keep exploring
Plan & fund
Next steps
More in USA
Other master's programs in the USA
- MS in Computer Science
- MS in Data Science
- MS in Business Analytics
- MS in Artificial Intelligence
- MS in Cyber Security
- MS in Information Systems (MIS)
- MS in Mechanical Engineering
- MS in Civil Engineering
- MS in Electrical & Electronics Engineering
- MS in Engineering Management
- MS in Supply Chain Management
- MS in Public Health
- MS in Biotechnology
- MS in Project Management
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