Families who prefer a large group-backed NBFC
Families who prefer a large group-backed NBFC
NBFC (non-bank lender) · 🇦🇺 Australia
Tata Capital Education Loan for Australia
How Tata Capital's education loan works for Indian students heading to Australia — limits, collateral, rates and what a typical Australia loan costs to repay.
- Need-based
- Indicative ≈ 10.5%–14% a year in 2026, profile-based
- Example: ₹77 lakh for Australia
- We compare 2–3 lenders
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Quick answer
Is Tata Capital a good choice for an education loan for Australia?
Group-backed NBFC with secured and unsecured options. Tata Capital lends for Australia: need-based. A typical Australia master's on our data (Deakin, ₹89 lakh – ₹1.04 crore) needs about ₹77 lakh; at 10.5% over 10 years the EMI is about ₹1,03,900 a month.
Ask on WhatsAppUpdated · Reviewed by the Visa Edu Loans admissions & finance desk
Official sources: Tata Capital education loans
Tata Capital for Australia
- Loan amount
- Need-based
- Without collateral
- Collateral-free options depend on the institution, course and co-applicant
- Collateral
- Property for secured loans
- Co-applicant
- Co-applicant with income proof
- Interest rate
- Indicative ≈ 10.5%–14% a year in 2026, profile-based; check with Tata Capital
- Repayment
- EMIs as per the offer
- Processing
- Often 1–3 weeks
Repayment
EMI on a ₹77 lakh loan for Australia
Fit
When Tata Capital suits a Australia plan
Watch out
Collateral-free limits are case by case
- Get the sanction letter before applying for the Subclass 500 Student visa
- Make sure the sanction covers the funds the visa requires
- Tuition is paid to the university; living costs to your account
- Keep the disbursement schedule aligned with your intake
FAQs
Frequently asked questions
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Need-based
Collateral-free options depend on the institution, course and co-applicant
Indicative ≈ 10.5%–14% a year in 2026, profile-based; check with Tata Capital. As per Tata Capital's pricing policy.
Explore
Keep exploring
Lenders
Other lenders for Australia
- SBI education loan for Australia
- Bank of Baroda education loan for Australia
- PNB education loan for Australia
- Canara Bank education loan for Australia
- Union Bank education loan for Australia
- Bank of India education loan for Australia
- HDFC Bank education loan for Australia
- ICICI Bank education loan for Australia
- Axis Bank education loan for Australia
- IDFC FIRST education loan for Australia
- Credila education loan for Australia
- Avanse education loan for Australia
- Auxilo education loan for Australia
- InCred education loan for Australia
- Prodigy Finance education loan for Australia
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Share your profile — we reply with a checklist and next steps. Expert consultations over call start at ₹355.
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