Share a flat
Shared rooms are the cheapest option; a studio costs much more than CHF 1,050.
🇨🇭 Eastern Switzerland, Switzerland
Cost of Living in St. Gallen
Business-school city near Lake Constance. Here's a realistic monthly budget for an Indian student in St. Gallen — rent, food, transport and insurance — in CHF and rupees.
- Rent CHF 750 – CHF 1,050/month
- Total CHF 1,710 – CHF 2,010/month
- ≈ ₹2 lakh – ₹2.3 lakh/month
- 1 universities
Talk to an expert
Plan your St. Gallen budget
A counsellor replies on WhatsApp with your checklist and next steps
Quick answer
How much does it cost to live in St. Gallen as a student?
Budget CHF 1,710 – CHF 2,010 a month (about ₹2 lakh – ₹2.3 lakh), or CHF 20,500 – CHF 24,100 a year. Rent for a room in shared housing is the biggest cost at CHF 750 – CHF 1,050. St. Gallen is the cheapest of the 3 cities we track in Switzerland.
Ask on WhatsAppUpdated · Reviewed by the Visa Edu Loans admissions & finance desk
St. Gallen budget at a glance
- Room in shared housing
- CHF 750 – CHF 1,050 a month
- Monthly budget
- CHF 1,710 – CHF 2,010
- Yearly budget
- CHF 20,500 – CHF 24,100
- In rupees (a year)
- ₹24 lakh – ₹28 lakh
- Health cover
- Swiss health insurance is compulsory; low-cost student plans exist
- Getting around
- Half-fare travelcard and local student passes
- Exchange rate used
- CHF 1 ≈ ₹115
Monthly budget
Student budget in St. Gallen
Planning estimates for 2026 — rents move quickly, so check live listings before you sign.
Compare
St. Gallen vs other student cities in Switzerland
Universities
Universities in St. Gallen
Save money
Cutting costs in St. Gallen
Cook at home
Groceries for about CHF 500 a month — Indian grocery stores are common in big cities.
Use student transport
Half-fare travelcard and local student passes
Work part-time
Up to 15 hours a week during term after six months
FAQs
Frequently asked questions
Still have a question?
Ask a counsellor directly — we reply on WhatsApp during working hours (Mon–Sat, 9 AM–6 PM IST).
About CHF 1,710 – CHF 2,010 (₹2 lakh – ₹2.3 lakh), including rent.
A room in shared housing usually costs CHF 750 – CHF 1,050 a month.
Part-time work (up to 15 hours a week during term after six months) helps, but it rarely covers everything — plan savings or a loan for living costs.
Explore
Keep exploring
Compare
Cost of living in other Switzerland cities
Talk to an expert
Talk to a counsellor today
Share your profile — we reply with a checklist and next steps. Expert consultations over call start at ₹355.
Mon–Sat, 9 AM–6 PM IST