Master's in Finance
A master's in Finance covers corporate finance, investments, financial modelling and risk — a pre-experience alternative to an MBA for finance careers.
🇨🇭 St. Gallen, Switzerland · Public
University of St. Gallen Fees for Indian Students
HSG (St. Gallen) is known for Switzerland's leading business university. Below: tuition, living costs in St. Gallen, the total in rupees and loan options.
- Total ≈ ₹65 lakh – ₹71 lakh
- Tuition CHF 5,000 – CHF 7,000 a year
- Intakes: September (main)
- Typical loan ₹46 lakh – ₹64 lakh
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Quick answer
How much does HSG cost for Indian students?
A 2-year master's at University of St. Gallen costs about ₹65 lakh – ₹71 lakh in total for an Indian student: tuition of CHF 5,000 – CHF 7,000 a year, living costs of about CHF 22,500 a year and one-time visa and travel costs of ₹1.8 lakh – ₹3 lakh. Most families borrow ₹46 lakh – ₹64 lakh and cover the rest from savings or scholarships.
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Official sources: University of St. Gallen — official website · State Secretariat for Migration (SEM)
HSG at a glance
- Location
- St. Gallen, Switzerland
- Type
- Public university
- Known for
- Switzerland's leading business university
- Tuition (international)
- CHF 5,000 – CHF 7,000 a year
- Living costs used
- CHF 22,500 a year
- Total for 2 years
- ₹65 lakh – ₹71 lakh
- Intakes
- September (main), February (selected programs)
- English tests
- IELTS, TOEFL or an equivalent accepted by the university
- Work during study
- Up to 15 hours a week during term (after the first 6 months); full-time in holidays
- After graduation
- Up to 6 months to look for a job after graduation
- Official website
- unisg.ch
Fee breakdown
HSG cost for Indian students
2-year master's, at CHF 1 ≈ ₹115. Tuition varies by program — use the figure on your offer letter.
Popular programs
Programs Indian students choose at HSG
Master's in Management
A Master's in Management (MiM) is a pre-experience business degree for recent graduates, covering strategy, finance, marketing and operations.
Master's in Business Analytics
Business Analytics sits between data science and management — you learn analytics tools and apply them to marketing, finance, operations and strategy.
Master's in Economics
A master's in Economics covers micro and macro theory, econometrics and applied fields such as development, finance and policy.
Compare
HSG vs similar universities in Switzerland
The 5 closest by total cost; 4 of them cost less in total.
Living there
Living costs in St. Gallen
Business-school city near Lake Constance. A room in shared housing usually costs CHF 750 – CHF 1,050 a month, and a realistic yearly budget is CHF 20,500 – CHF 24,100.
For the cost table we use CHF 22,500 a year — planning figure for St. Gallen: shared housing, food, transport and insurance. During your studies you can work up to 15 hours a week during term (after the first 6 months); full-time in holidays.
Funding
How Indian students fund HSG
Typical loan: ₹46 lakh – ₹64 lakh. EMIs on a ₹54 lakh loan start after the course and moratorium.
Timeline
Applying to HSG for the September 2027 intake
- 01
10–12 months before
Take IELTS; shortlist programs at HSG and similar universities.
- 02
8–10 months before
Write your SOP, request two or three LORs and prepare transcripts.
- 03
6–9 months before
Apply on HSG's application portal and to scholarships.
- 04
4–6 months before
Accept the offer, pay the deposit and start the education loan (₹46 lakh – ₹64 lakh).
- 05
2–4 months before
Apply for the National (type D) visa and cantonal residence permit: apply at the Swiss visa application centre with your admission letter.
FAQs
Frequently asked questions
Still have a question?
Ask a counsellor directly — we reply on WhatsApp during working hours (Mon–Sat, 9 AM–6 PM IST).
Tuition is CHF 5,000 – CHF 7,000 a year for international students. With living costs the total for a 2-year master's is about ₹65 lakh – ₹71 lakh.
At CHF 1 ≈ ₹115, a year's tuition is about ₹5.8 lakh – ₹8.1 lakh. Exchange rates move, so we recalculate with the live rate before you pay.
Of the 5 universities closest to it in cost, 4 cost less in total and 1 cost more. HSG's tuition is above the middle of our Switzerland list.
Yes, within visa rules: up to 15 hours a week during term (after the first 6 months); full-time in holidays. Part-time income helps with living costs but shouldn't be counted on for tuition.
Often, yes — private banks and NBFCs lend unsecured amounts for many universities if the co-applicant's income is steady. Larger amounts at the lowest rates usually need collateral. Most families borrow ₹46 lakh – ₹64 lakh.
September (main), February (selected programs). Start preparing 10–12 months ahead; popular programs fill early.
Explore
Keep exploring
Programs and admission
HSG: more guides
Head to head
HSG compared
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Fees at similar universities
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