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Education Loan for Curtin

How much Indian families usually borrow for Curtin University, which loan routes fit a ₹91 lakh – ₹1.03 crore total cost, and what the EMI looks like.

  • Total ≈ ₹91 lakh – ₹1.03 crore
  • Typical loan ₹63 lakh – ₹92 lakh
  • Secured & unsecured options
  • Sanction letter for the visa

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Quick answer

How much education loan do I need for Curtin?

Most Indian students at Curtin borrow ₹63 lakh – ₹92 lakh of a ₹91 lakh – ₹1.03 crore total cost (2-year master's, tuition AUD 36,000 – AUD 44,000 a year). At this cost, secured loans give the largest amounts at the lowest rates; unsecured NBFC loans work if the co-applicant's income is strong.

Ask on WhatsAppUpdated · Reviewed by the Visa Edu Loans admissions & finance desk

Official sources: Curtin University — official website

Curtin loan at a glance

Total cost
₹91 lakh – ₹1.03 crore
Typical loan
₹63 lakh – ₹92 lakh
Tuition
AUD 36,000 – AUD 44,000 a year
Living costs used
AUD 30,000 a year
Program length
2 years
Funds for the visa
Subclass 500 Student visa

What you'll fund

Curtin total cost in rupees

Curtin total cost in rupees
CostPer yearTotal (2 years)
TuitionAUD 36,000 – AUD 44,000 a year₹48 lakh – ₹58 lakh
Living costsAUD 30,000 a year₹40 lakh
One-time costs (visa, flights, deposits)—₹3.5 lakh – ₹5 lakh
Total—₹91 lakh – ₹1.03 crore

Loan routes

Loan options for Curtin

Loan options for Curtin
RouteTypical amountWhat you need
Secured (public or private bank)Up to the full cost, minus margin moneyProperty or deposits plus a co-applicant
Unsecured (NBFC / private bank)Often up to ₹75 lakh for listed universitiesCo-applicant with steady income and a good CIBIL score
International lendersProgram-based where availableSupported university and program
Savings and scholarshipsReduce the loanShown with the loan as proof of funds

Repayment

EMI on a ₹77 lakh loan

About 80% of the mid-point cost. EMIs start after the course and moratorium.

EMI on a ₹77 lakh loan
Rate7 years10 years15 years
9%₹1,23,886₹97,540₹78,099
10.5%₹1,29,827₹1,03,900₹85,116
12%₹1,35,926₹1,10,473₹92,413

Process

Loan steps after your Curtin offer

  1. 01

    Cost sheet

    Use the cost on your Curtin offer letter or I-20/CAS/LOA.

  2. 02

    Compare 2–3 lenders

    A secured option, an unsecured option and, where relevant, an international lender.

  3. 03

    Sanction letter

    Get it before your Subclass 500 Student visa application.

  4. 04

    Disbursement

    Tuition goes directly to Curtin; living costs to your account or forex card.

FAQs

Frequently asked questions

Still have a question?

Ask a counsellor directly — we reply on WhatsApp during working hours (Mon–Sat, 9 AM–6 PM IST).

Lenders fund the cost of attendance minus margin money. For Curtin that usually means ₹63 lakh – ₹92 lakh, depending on savings and scholarships.

Often yes, from NBFCs and private banks, if the co-applicant's income is steady and the university is on the lender's list.

About ₹1,03,900 a month over 10 years at 10.5%, after the moratorium.

Yes — most lenders fund tuition, living costs (about AUD 30,000 a year), travel and insurance, within the overall limit.

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