🇬🇧 Pharmacy · UK

Education Loan for Masters in Pharmacy in the UK

How much Indian students borrow for a Masters in Pharmacy in the UK, which loan route fits and what the EMI looks like.

Typical loan ₹46 lakh
Total ₹44 lakh – ₹74 lakh
Unsecured often enough
Sanction letter for visa

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Quick answer

How much education loan do I need for a Masters in Pharmacy in the UK?

On our 3 universities offering Pharmacy in the UK, total costs run from ₹44 lakh – ₹74 lakh. A typical borrower takes about ₹46 lakh — often possible unsecured from NBFCs and private banks with a strong co-applicant. The EMI at 10.5% over 10 years is about ₹62,070 a month.

Ask on WhatsAppUpdated October 2026 · Reviewed by the Visa Edu Loans admissions & finance desk

Loan for Masters in Pharmacy in the UK

Total cost range: ₹44 lakh – ₹74 lakh
Typical loan: ₹46 lakh
EMI (10.5%, 10 years): ₹62,070 a month
Funds for the visa: UK Student visa

Costs

Pharmacy costs in the UK

Pharmacy costs in the UK
University	Total in ₹
Bradford	₹44 lakh – ₹50 lakh
Nottingham	₹53 lakh – ₹63 lakh
King's College London	₹58 lakh – ₹74 lakh

Repayment

EMI on a ₹46 lakh loan

EMI on a ₹46 lakh loan
Rate	7 years	10 years	15 years
9%	₹74,010	₹58,271	₹46,656
10.5%	₹77,559	₹62,070	₹50,848
12%	₹81,203	₹65,997	₹55,208

Lenders

Which lenders fit

Which lenders fit
Lender	Type	Why
HDFC Bank	Private bank	Private-bank speed with secured and unsecured options
ICICI Bank	Private bank	Pre-admission sanction letters and fast processing
Axis Bank	Private bank	Private-bank speed; unsecured for listed universities
IDFC FIRST	Private bank	High collateral-free limit from a bank
Credila	NBFC (non-bank lender)	Specialist education lender; quick unsecured sanctions
Avanse	NBFC (non-bank lender)	Flexible underwriting for less common courses
Auxilo	NBFC (non-bank lender)	NBFC focused on abroad-education loans

FAQs

Frequently asked questions

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Lenders fund up to the full cost of attendance less margin money — commonly ₹37 lakh–₹66 lakh for this program.

Often yes, from NBFCs and private banks, with a co-applicant earning a steady income.

After the course plus a moratorium (usually 6–12 months); interest may accrue during study.

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Programs

Pharmacy in the UK

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